Ownership and pricing model

License it once. Own it outright.

Most lending technology is rented: the vendor meters your loans, holds your data, and owns the roadmap. SpyGlass is structured like the asset it is.

01 The model

Three parts, no meters.

  1. One-time license

    Full source code, delivered to your organization, priced once and scoped to your size. Volume never changes the price. Fund more loans, pay the same.

  2. Fixed-scope implementation

    Branding, content, Encompass® connection, and deployment into your Azure tenant, quoted as a fixed number after scoping. Not billed by the hour into the unknown.

  3. Annual support and updates

    Optional and renewable: platform updates, monitoring, and senior engineering support. Decline it and the platform is still yours, still running.

02 The alternative

What renting actually costs.

Per-loan point-of-sale pricing looks small per unit and compounds against you as you grow. Enterprise suites solve that with contracts that take a year to implement. SpyGlass is the third option.

SpyGlass compared with per-loan SaaS and enterprise suites
Feature SpyGlassPer-loan SaaS POSEnterprise suite
Pricing model One-time license plus optional annual support Subscription plus per-funded-loan fees Multi-year enterprise contract
Cost as you grow Flat Scales with your volume Renegotiated at renewal
Source code Yours Vendor's Vendor's
Hosting and data Your Azure tenant Vendor cloud Vendor cloud
Branding Fully white-label Co-branded at best Configurable, within limits
If you leave Keep everything Export what you can Migration project
03 For your risk team

Built to pass vendor diligence.

Because SpyGlass runs inside your own Azure subscription, most of the questions on a vendor risk questionnaire become questions about your own perimeter, which you already control. Your data never lives in our cloud, your access policies apply end to end, and source-code delivery removes the vendor-failure line item entirely.

Founding customers

We are onboarding a small number of founding customers.

Founding terms are straightforward: a meaningful license discount in exchange for reference rights and a case study once you are live. If you want leverage over a platform vendor, this is the moment you have the most of it.

Start the conversation
04 Questions

Pricing FAQ.

What does the license cost?

The license is scoped to your organization: size, LOS configuration depth, and implementation scope. It is quoted as a fixed number after the demo and scoping call. No per-loan fees, no per-seat fees, and the quote is itemized so you can see exactly what you are buying.

What happens if we end the support agreement?

The platform keeps running and the code stays yours. The support agreement covers updates, monitoring, and engineering hours. It is not a kill switch. You can run SpyGlass with your own engineers, a third party, or come back to us later.

Who hosts the platform?

You do. SpyGlass deploys into your own Azure subscription. We handle the deployment during implementation and can operate it for you under the support agreement, but the subscription, the data, and the access controls are yours.

How do upgrades work?

Platform improvements ship to supported customers as versioned updates you schedule. Nothing changes under your feet overnight. Because you own the code, you decide when and whether to take any update.

Get a fixed number, not a rate card.

A 30 minute demo, a scoping call, and a written fixed-scope proposal: license, implementation, and support, itemized.